> ## Documentation Index
> Fetch the complete documentation index at: https://doc.raliopay.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Welcome to Ralio

> Banking as a Service API documentation

A comprehensive API for Banking as a Service operations, allowing merchants to manage accounts, transfers, and user operations with enterprise-grade security and reliability.

<Note>
  Ralio provides a complete banking infrastructure solution that enables businesses to offer financial services without the complexity of traditional banking systems.
</Note>

## Features

Our Banking as a Service platform provides a full suite of financial tools:

<CardGroup cols={2}>
  <Card title="Account Management" icon="building-columns">
    Create, manage, and monitor user accounts with complete lifecycle management
  </Card>

  <Card title="Transfer Operations" icon="arrow-right-arrow-left">
    Handle internal transfers and external fiat transactions
  </Card>

  <Card title="User Management" icon="users">
    Comprehensive personal and business user management capabilities
  </Card>

  <Card title="Payment Processing" icon="credit-card">
    Process payments from multiple sources including cards and bank transfers
  </Card>

  <Card title="Transaction History" icon="clock-rotate-left">
    Complete audit trail and transaction monitoring for all operations
  </Card>

  <Card title="Fund Management" icon="coins">
    Real-time funding operations with automated settlement and reconciliation
  </Card>
</CardGroup>

## Environments

Ralio provides two environments for development and production use:

<CardGroup cols={2}>
  <Card title="Sandbox Environment" icon="flask">
    **Portal:**

    * <Link href="https://portal.sandbox.raliopay.com">[https://portal.sandbox.raliopay.com](https://portal.sandbox.raliopay.com)</Link>

    **API Base URL:**

    * <Link href="https://sandbox-revo-api.raliopay.com">[https://sandbox-revo-api.raliopay.com](https://sandbox-revo-api.raliopay.com)</Link>

    Test environment for development and integration testing. Use this environment to safely test your integration without affecting real data or transactions.
  </Card>

  <Card title="Production Environment" icon="rocket">
    **Portal:**

    * <Link href="https://portal.raliopay.com">[https://portal.raliopay.com](https://portal.raliopay.com)</Link>

    **API Base URL:**

    * <Link href="https://api.revopaymsb.com">[https://api.revopaymsb.com](https://api.revopaymsb.com)</Link>

    Live environment for production operations. Access the portal to manage your API keys, webhook configurations, and monitor your operations.
  </Card>
</CardGroup>

## Getting Started

Begin integrating with Ralio by setting up authentication and configuring webhooks for real-time notifications.

<CardGroup cols={2}>
  <Card title="Authentication" icon="key" href="/api-reference/api-keys/api-keys">
    Set up API keys and authentication to start making requests to our API
  </Card>

  <Card title="Webhooks" icon="bolt" href="/webhooks-events/introduction">
    Configure webhooks to receive real-time notifications about account and transaction events
  </Card>
</CardGroup>

## Quick Links

<CardGroup cols={3}>
  <Card title="API Reference" icon="code" href="/api-reference/accounts/get-account-details">
    Explore our comprehensive API endpoints and examples
  </Card>

  <Card title="Account Events" icon="bell" href="/webhooks-events/accounts/overview">
    Learn about account activation and state change notifications
  </Card>

  <Card title="Funding Events" icon="money-bill-wave" href="/webhooks-events/funding/overview">
    Understand funding operations and payment processing events
  </Card>
</CardGroup>