# RalioPay Docs

## Docs

- [Get account details](https://doc.raliopay.com/api-reference/accounts/get-account-details.md): Get details of a specific account
- [List accounts](https://doc.raliopay.com/api-reference/accounts/list-accounts.md): Get a list of all accounts for the authenticated merchant
- [List active activities](https://doc.raliopay.com/api-reference/activities/list-active-activities.md): Get a paginated list of all active activities. Names are returned in English by default. Set Accept-Language header to "es" for Spanish names.
- [Login](https://doc.raliopay.com/api-reference/auth/login.md): Authenticate a merchant and get an access token
- [Create business user](https://doc.raliopay.com/api-reference/business-user/create-business-user.md): Create a new business user account with extended company information
- [Get business user details](https://doc.raliopay.com/api-reference/business-user/get-business-user-details.md): Get details of a specific business user with extended company information
- [List business users](https://doc.raliopay.com/api-reference/business-user/list-business-users.md): Get a list of all business users with extended company information
- [Get business KYB details](https://doc.raliopay.com/api-reference/business-users/get-business-kyb-details.md): Get KYB details for the business user
- [Get country by code](https://doc.raliopay.com/api-reference/countries/get-country-by-code.md): Fetch country information using a country code. Names are returned in English by default. Set Accept-Language header to "es" for Spanish names.
- [List countries](https://doc.raliopay.com/api-reference/countries/list-countries.md): Retrieve the catalog of countries optionally filtered by region. Names are returned in English by default. Set Accept-Language header to "es" for Spanish names.
- [Create individual user](https://doc.raliopay.com/api-reference/individual-users/create-individual-user.md): Create a new individual user account
- [Get individual user details](https://doc.raliopay.com/api-reference/individual-users/get-individual-user-details.md): Get details of a specific individual user
- [Get KYC details](https://doc.raliopay.com/api-reference/individual-users/get-kyc-details.md): Get KYC details for the user
- [List individual users](https://doc.raliopay.com/api-reference/individual-users/list-individual-users.md): Get a list of all individual users for the authenticated merchant
- [Create KYB session](https://doc.raliopay.com/api-reference/kyb-sessions/create-kyb-session.md): Create a new KYB session for document upload
- [Delete document](https://doc.raliopay.com/api-reference/kyb-sessions/delete-document.md): Delete a document from a KYB session (soft delete)
- [Get document with download URL](https://doc.raliopay.com/api-reference/kyb-sessions/get-document-with-download-url.md): Get a specific document with a presigned URL for download
- [Get KYB session](https://doc.raliopay.com/api-reference/kyb-sessions/get-kyb-session.md): Get details of a specific KYB session
- [List documents](https://doc.raliopay.com/api-reference/kyb-sessions/list-documents.md): List all documents in a KYB session
- [List KYB sessions](https://doc.raliopay.com/api-reference/kyb-sessions/list-kyb-sessions.md): List all KYB sessions for a business user
- [Submit session for review](https://doc.raliopay.com/api-reference/kyb-sessions/submit-session-for-review.md): Submit a KYB session for compliance review. This creates a business onboarding case.
- [Upload document](https://doc.raliopay.com/api-reference/kyb-sessions/upload-document.md): Upload a document to a KYB session using multipart form
- [Create an IDV session](https://doc.raliopay.com/api-reference/kyc-kyb-sessions/create-an-idv-session.md): Create a new KYC session for the authenticated user
- [Get IDV session checks](https://doc.raliopay.com/api-reference/kyc-kyb-sessions/get-idv-session-checks.md): Get all checks for a specific KYC session, including refused reasons when applicable
- [Get IDV session details](https://doc.raliopay.com/api-reference/kyc-kyb-sessions/get-idv-session-details.md): Get details of a specific KYC session by ID
- [Get IDV session documents](https://doc.raliopay.com/api-reference/kyc-kyb-sessions/get-idv-session-documents.md): Get all documents for a specific KYC session with presigned URLs for file downloads
- [Get IDV session state change history](https://doc.raliopay.com/api-reference/kyc-kyb-sessions/get-idv-session-state-change-history.md): Get the state change history for a specific KYC session
- [List IDV sessions](https://doc.raliopay.com/api-reference/kyc-kyb-sessions/list-idv-sessions.md): List all KYC sessions for the authenticated user
- [Get merchant user account](https://doc.raliopay.com/api-reference/merchant-user-accounts/get-merchant-user-account.md): Get details of a specific account for the merchant user
- [List merchant user accounts](https://doc.raliopay.com/api-reference/merchant-user-accounts/list-merchant-user-accounts.md): Get a list of all accounts for the merchant user
- [Get merchant user details](https://doc.raliopay.com/api-reference/merchant-user/get-merchant-user-details.md): Get details of a specific merchant user
- [List account orders](https://doc.raliopay.com/api-reference/orders/list-account-orders.md): Get a list of all orders for a specific account
- [List merchant orders](https://doc.raliopay.com/api-reference/orders/list-merchant-orders.md): Get a list of all orders for the authenticated merchant
- [Send OTP via SMS](https://doc.raliopay.com/api-reference/otp/send-otp-via-sms.md): Creates and sends an OTP to the specified phone number for an order. In sandbox the SMS is not delivered and the OTP code is always `123456`.
- [Create card payin](https://doc.raliopay.com/api-reference/payins/create-card-payin.md): Create a new card payin order. If payer data is not provided, the payer will be the account owner.
- [Get bank payin order details](https://doc.raliopay.com/api-reference/payins/get-bank-payin-order-details.md): Get details of a specific bank payin order
- [Get card payin order details](https://doc.raliopay.com/api-reference/payins/get-card-payin-order-details.md): Get details of a specific card payin order
- [Get crypto payin order details](https://doc.raliopay.com/api-reference/payins/get-crypto-payin-order-details.md): Get details of a specific crypto payin order
- [Create bank payout](https://doc.raliopay.com/api-reference/payouts/create-bank-payout.md): Create a new bank payout. The order is created in "Created" state and may require OTP validation before being dispatched. Only one of amounts.debitedAmount.amount or amounts.receivedAmount.amount can be provided (set the other to 0). For PERSON recipients: document.documentType must be one of NATION…
- [Create crypto payout](https://doc.raliopay.com/api-reference/payouts/create-crypto-payout.md): Create a new cryptocurrency payout. The order is created in "Created" state and may require OTP validation before being dispatched. Only one of amounts.debitedAmount.amount or amounts.receivedAmount.amount can be provided (set the other to 0).
- [Get bank payout order details](https://doc.raliopay.com/api-reference/payouts/get-bank-payout-order-details.md): Get details of a specific bank payout order
- [Get crypto payout order details](https://doc.raliopay.com/api-reference/payouts/get-crypto-payout-order-details.md): Get details of a specific crypto payout order
- [Simulate bank payout](https://doc.raliopay.com/api-reference/payouts/simulate-bank-payout.md): Simulate a bank payout to calculate fees and exchange rates.
- [Simulate crypto payout](https://doc.raliopay.com/api-reference/payouts/simulate-crypto-payout.md): Simulate an cryptocurrency payout to calculate fees and exchange rates.
- [Validate bank payout OTP](https://doc.raliopay.com/api-reference/payouts/validate-bank-payout-otp.md): Validate the OTP code for a bank payout order in "Created" state. On success, the order transitions to "Pending" and is dispatched. In sandbox the OTP code is always `123456`.
- [Validate crypto payout OTP](https://doc.raliopay.com/api-reference/payouts/validate-crypto-payout-otp.md): Validate the OTP code for a crypto payout order in "Created" state. On success, the order transitions to "Pending" and is dispatched. In sandbox the OTP code is always `123456`.
- [Get transaction details](https://doc.raliopay.com/api-reference/transactions/get-transaction-details.md): Get details of a specific transaction
- [List transactions](https://doc.raliopay.com/api-reference/transactions/list-transactions.md): Get a list of all transactions for the authenticated merchant
- [Create transfer](https://doc.raliopay.com/api-reference/transfers/create-transfer.md): Create a new transfer between accounts
- [Get transfer order details](https://doc.raliopay.com/api-reference/transfers/get-transfer-order-details.md): Get details of a specific transfer order
- [Simulate transfer](https://doc.raliopay.com/api-reference/transfers/simulate-transfer.md): Simulate an transfer to calculate fees and exchange rates.
- [Create user account](https://doc.raliopay.com/api-reference/user-accounts/create-user-account.md): Create a new account for the authenticated user
- [Get account funding methods](https://doc.raliopay.com/api-reference/user-accounts/get-account-funding-methods.md): Get a list of all funding methods available for the account
- [Get account transfer capabilities](https://doc.raliopay.com/api-reference/user-accounts/get-account-transfer-capabilities.md): Get all the transfer types available for the account and their destinations
- [Get user account details](https://doc.raliopay.com/api-reference/user-accounts/get-user-account-details.md): Get details of a specific user account
- [List user accounts](https://doc.raliopay.com/api-reference/user-accounts/list-user-accounts.md): Get a list of all accounts for the authenticated user
- [Update user account](https://doc.raliopay.com/api-reference/user-accounts/update-user-account.md): Update details of a specific user account
- [List user relations](https://doc.raliopay.com/api-reference/user-relations/list-user-relations.md): Retrieve the catalog of user relations with pagination. Names are returned in English by default. Set Accept-Language header to "es" for Spanish names.
- [List all users](https://doc.raliopay.com/api-reference/users/list-all-users.md): Get a list of all users (both personal and business) for the authenticated merchant
- [API Keys](https://doc.raliopay.com/custom-api-reference/api-keys/api-keys.md): Authentication key management for the Ralio API
- [Overview](https://doc.raliopay.com/custom-api-reference/kyb-sessions/overview.md)
- [Overview](https://doc.raliopay.com/custom-api-reference/kyc-sessions/overview.md)
- [Overview](https://doc.raliopay.com/custom-api-reference/my-accounts/overview.md): Understand how your dedicated merchant accounts work and how to query them via API.
- [OTP Requirements](https://doc.raliopay.com/custom-api-reference/payouts/bank-payout-requirements.md): How to complete bank payouts when isOTPRequired is true.
- [OTP Requirements](https://doc.raliopay.com/custom-api-reference/payouts/crypto-payout-requirements.md): How to complete crypto payouts when isOTPRequired is true.
- [Welcome to Ralio](https://doc.raliopay.com/index.md): Banking as a Service API documentation
- [Account Activated](https://doc.raliopay.com/webhooks-events/accounts/account-activated.md): Webhook event fired when an account is successfully activated in the system
- [Overview](https://doc.raliopay.com/webhooks-events/accounts/overview.md): Account-related webhook events overview
- [Introduction](https://doc.raliopay.com/webhooks-events/introduction.md)
- [KYB State Updated](https://doc.raliopay.com/webhooks-events/kyb/kyb-state-updated.md): Webhook event fired when the KYB verification level changes
- [Overview](https://doc.raliopay.com/webhooks-events/kyb/overview.md): Overview of KYB-related webhook events
- [KYC Expiration Warning](https://doc.raliopay.com/webhooks-events/kyc/kyc-expiration-warning.md): Webhook event fired when a KYC verification is close to expiration
- [KYC Session Expired](https://doc.raliopay.com/webhooks-events/kyc/kyc-session-expired.md): Webhook event fired when a KYC verification session expires before completion
- [KYC Session Failed](https://doc.raliopay.com/webhooks-events/kyc/kyc-session-failed.md): Webhook event fired when a KYC verification session fails
- [KYC Session Manual Review](https://doc.raliopay.com/webhooks-events/kyc/kyc-session-manual-review.md): Webhook event fired when a KYC verification session requires manual review
- [KYC Session Verified](https://doc.raliopay.com/webhooks-events/kyc/kyc-session-verified.md): Webhook event fired when a KYC verification session is successfully completed
- [KYC State Updated](https://doc.raliopay.com/webhooks-events/kyc/kyc-state-updated.md): Webhook event fired when the KYC verification level changes
- [Overview](https://doc.raliopay.com/webhooks-events/kyc/overview.md): Overview of KYC-related webhook events
- [Payin Webhooks Overview](https://doc.raliopay.com/webhooks-events/payin/overview.md): Payin-related webhook events overview
- [Payin Completed](https://doc.raliopay.com/webhooks-events/payin/payin-completed.md): Webhook event fired when a funding has been processed successfully
- [Payin Failed](https://doc.raliopay.com/webhooks-events/payin/payin-failed.md): Webhook event fired when a funding operation fails
- [Payin Processing](https://doc.raliopay.com/webhooks-events/payin/payin-processing.md): Webhook event fired when a funding operation is pending confirmation
- [Payout Completed](https://doc.raliopay.com/webhooks-events/payout/payout-completed.md)
- [Payout Processing](https://doc.raliopay.com/webhooks-events/payout/payout-processing.md)
- [Transfer Completed](https://doc.raliopay.com/webhooks-events/transfers/transfer-completed.md): Webhook event fired when the state of a transfer changes
- [Transfer Processing](https://doc.raliopay.com/webhooks-events/transfers/transfer-processing.md): Webhook event fired when the state of a transfer changes
- [Welcome](https://doc.raliopay.com/welcome.md)

## OpenAPI Specs

- [openapi](https://doc.raliopay.com/api-reference/openapi.yml)