> ## Documentation Index
> Fetch the complete documentation index at: https://doc.raliopay.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Payout Processing

<Info>
  **Event Name:** `payout_processing`
</Info>

<Note>
  The payout has been created and is being processed by the system or payment rail
</Note>

## Event Payload

The webhook payload contains the following structure:

<CodeGroup>
  ```json Example Payload - bankPayout theme={null}
  {
    "eventId": "a5ff5e75-1a6d-4991-a1e3-5e24369f106c",
    "eventType": "payout_processing",
    "timestamp": "2026-02-23T17:36:59.835621-05:00",
    "data": {
      "status": "PROCESSING",
      "payoutType": "bankPayout",
      "orderId": "00c32e47-245d-45f0-94f1-3f77eda656be",
      "ownReference": "Merchant internal reference for reconciliation",
      "source": {
        "type": "account",
        "debitedAccountId": "a5a03fd6-eacc-48ee-b8f6-67267b4095ab",
        "debitedUserId": "15c5277a-8c8c-41d2-9f42-66f82f6f113d"
      },
      "destination": {
        "type": "bankAccount",
        "routingType": "SWIFT",
        "accountNumber": "1234567890",
        "bankWireRef": "TX1751382490165317",
        "swift": "CHASUS33XXX",
        "beneficiary": {
          "type": "BUSINESS",
          "name": "John",
          "surname": "Doe",
          "relation": "MYSELF",
          "document": {
            "type": "PASSPORT",
            "number": "X12345678"
          },
          "contact": {
            "email": "john@mail.com",
            "phone": "+12125551234"
          },
          "address": {
            "line1": "350 Fifth Avenue",
            "postalCode": "10118",
            "province": "NY",
            "city": "New York",
            "country": "US"
          }
        }
      },
      "amounts": {
        "debitedAmount": {
          "amount": 10000,
          "currency": "EUR"
        },
        "fees": {
          "currency": "EUR",
          "total": 100,
          "breakdown": {
            "systemFee": 60,
            "merchantFee": 40
          }
        },
        "amountAfterFees": {
          "amount": 9900,
          "currency": "EUR"
        },
        "fx": {
          "pair": "EUR/USD",
          "rate": "1.0909090909"
        },
        "creditedAmount": {
          "amount": 10800,
          "currency": "USD"
        }
      }
    }
  }
  ```

  ```json Example Payload - cryptoPayout theme={null}
  {
    "eventId": "ef7a4867-a704-4536-bf33-ca3cc0cbc22b",
    "eventType": "payout_processing",
    "timestamp": "2026-02-23T17:42:11.6363506-05:00",
    "data": {
      "status": "PROCESSING",
      "payoutType": "cryptoPayout",
      "orderId": "6fc5042e-1984-43e7-a2d3-2f0215dba030",
      "ownReference": "Merchant internal reference for reconciliation",
      "source": {
        "type": "account",
        "debitedAccountId": "8befb505-7f8c-4a72-85a5-e7cbc9719ba8",
        "debitedUserId": "15c5277a-8c8c-41d2-9f42-66f82f6f113d"
      },
      "destination": {
        "type": "cryptoAccount",
        "address": "5xoBq7f7CDgZwqHrDBdRWM84ExRetg4gZq3jX1xhk2yz",
        "network": "SOLANA"
      },
      "amounts": {
        "debitedAmount": {
          "amount": 10000,
          "currency": "EUR"
        },
        "fees": {
          "currency": "EUR",
          "total": 100,
          "breakdown": {
            "systemFee": 60,
            "merchantFee": 40
          }
        },
        "amountAfterFees": {
          "amount": 9900,
          "currency": "EUR"
        },
        "fx": {
          "pair": "EUR/USDC",
          "rate": "1.0909090909"
        },
        "creditedAmount": {
          "amount": 10800,
          "currency": "USDC"
        }
      }
    }
  }
  ```
</CodeGroup>