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What My Accounts are

My Accounts are exclusive accounts for the merchant registered in RalioPay. As the integrating merchant, you receive accounts to operate and manage fees, and you can run all standard RalioPay operations on them (payins, payouts, transfers).
  • Operational account: receives funds from day-to-day activity and is used as the source/destination for movements.
  • Fees account: accumulates the commissions generated by your merchant users’ operations.
These accounts belong only to your merchant and are not shared with other clients. Always use your merchant credentials to query them.

Available endpoints

How to use them

1

Retrieve your authenticated merchant

Call Get merchant user details to get your merchant user identifier.
2

Identify available accounts

Use List merchant user accounts to fetch your operational and fee accounts; note their accountId and associated currency.
3

Operate with the right account

Use the correct accountId in your payins, payouts, transfers, or any other RalioPay-supported financial operations.
Before you start operating, verify you retrieved the correct accountId (operational or fees) and the expected currency.