Payout Rejected

{
  "eventId": "5f2a8d63-1c7e-4b9a-8e3d-6a4c2f9b7e15",
  "eventType": "payout_rejected",
  "timestamp": "2026-10-20T15:45:00.000Z",
  "data": {
    "status": "REJECTED",
    "payoutType": "bankPayout",
    "orderId": "00c32e47-245d-45f0-94f1-3f77eda656be",
    "ownReference": "Merchant internal reference for reconciliation",
    "source": {
      "type": "account",
      "debitedAccountId": "a5a03fd6-eacc-48ee-b8f6-67267b4095ab",
      "debitedUserId": "15c5277a-8c8c-41d2-9f42-66f82f6f113d"
    },
    "destination": {
      "type": "bankAccount",
      "routingType": "SWIFT",
      "accountNumber": "1234567890",
      "bankWireRef": "TX1751382490165317",
      "swift": "CHASUS33XXX",
      "beneficiary": {
        "type": "BUSINESS",
        "name": "John",
        "surname": "Doe",
        "relation": "MYSELF",
        "document": {
          "type": "PASSPORT",
          "number": "X12345678"
        },
        "contact": {
          "email": "john@mail.com",
          "phone": "+12125551234"
        },
        "address": {
          "line1": "350 Fifth Avenue",
          "postalCode": "10118",
          "province": "NY",
          "city": "New York",
          "country": "US"
        }
      }
    },
    "amounts": {
      "debitedAmount": {
        "amount": 10000,
        "currency": "EUR"
      },
      "fx": {
        "pair": "EUR/USD",
        "rate": "1.0909090909"
      },
      "creditedAmount": {
        "amount": 10800,
        "currency": "USD"
      }
    },
    "approval": {
      "expiresAt": "2026-10-27T10:30:00Z",
      "progress": {
        "approvedSteps": 1,
        "steps": 2
      },
      "steps": [
        {
          "number": 1,
          "approved": true,
          "approvedAt": "2026-10-20T13:10:00Z"
        },
        {
          "number": 2,
          "approved": false,
          "approvedAt": null
        }
      ],
      "rejection": {
        "reason": "Beneficiary not verified",
        "rejectedAt": "2026-10-20T15:45:00Z"
      }
    }
  }
}

{
  "eventId": "d83b6f29-4e1a-4c7d-9b2e-3f8a1c6d4e97",
  "eventType": "payout_rejected",
  "timestamp": "2026-10-20T12:20:00.000Z",
  "data": {
    "status": "REJECTED",
    "payoutType": "cryptoPayout",
    "orderId": "6fc5042e-1984-43e7-a2d3-2f0215dba030",
    "ownReference": "Merchant internal reference for reconciliation",
    "source": {
      "type": "account",
      "debitedAccountId": "8befb505-7f8c-4a72-85a5-e7cbc9719ba8",
      "debitedUserId": "15c5277a-8c8c-41d2-9f42-66f82f6f113d"
    },
    "destination": {
      "type": "cryptoAccount",
      "address": "5xoBq7f7CDgZwqHrDBdRWM84ExRetg4gZq3jX1xhk2yz",
      "network": "SOLANA"
    },
    "amounts": {
      "debitedAmount": {
        "amount": 10000,
        "currency": "EUR"
      },
      "fx": {
        "pair": "EUR/USDC",
        "rate": "1.0909090909"
      },
      "creditedAmount": {
        "amount": 10800,
        "currency": "USDC"
      }
    },
    "approval": {
      "expiresAt": "2026-10-27T10:32:00Z",
      "progress": {
        "approvedSteps": 0,
        "steps": 1
      },
      "steps": [
        {
          "number": 1,
          "approved": false,
          "approvedAt": null
        }
      ],
      "rejection": {
        "reason": "Wrong destination address",
        "rejectedAt": "2026-10-20T12:20:00Z"
      }
    }
  }
}